WORKING FOR YOURSELF
Health insurance when you work for yourself
A practical starting checklist for freelancers and self-employed professionals comparing individual health coverage.
Read the guideTHE COVERAGE NOTEBOOK
Good questions.
Clearer choices.
Make room for a little clarity before a big decision. Practical checklists to help you prepare, compare, and start a more useful conversation.
A CHANGE AT WORK
Leaving a job? Start with your coverage end date.
Questions to organize before employer health insurance ends, including coverage timing and options to investigate.
Read the guideCOMPARING YOUR OPTIONS
Questions to ask before choosing a health plan
Use this comparison checklist to ask about plan documents, provider networks, benefits, exclusions and the costs of care.
Read the guideUNDERSTANDING NETWORKS
PPO vs. HMO: what should you compare?
Understand the network differences, then compare the details that matter for your doctors, budget and travel.
Read the guideYOUR DOCTORS & CARE
How to check whether your doctor is in network
A simple verification checklist and phone script to use before choosing a health insurance plan.
Read the guideENROLLMENT & TIMING
When can health insurance coverage start?
Separate application timing, enrollment eligibility and coverage effective dates before making a change.
Read the guideGeneral educational resources from Jones Health Coverage, prepared with AI assistance and linked to official sources. They are not personalized insurance, tax or legal advice. No insurer or government endorsement is implied.